Your Money Ratios

Your Money Ratios
Author: Charles Farrell J.D., LL.M.
Publisher: Penguin
Total Pages: 227
Release: 2009-12-24
Genre: Business & Economics
ISBN: 1101162902

A troubled economy calls for answers. Forget complicated, abstract philosophy—people need sound financial advice that's easy to follow and can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell's ratios in order to get an instant picture of their savings status and overall financial health, as well as a roadmap for the important choices they must make in the future. Here’s what you will find in this book: IF YOU ARE IN YOUR 20s OR 30s: Your Money Ratios will tell you how to get started and what you need to do over the next 35 years to stay on track. If you are lucky enough to read this book when you are young, you will have a clear vision for where you need to go throughout your working career. By setting yourself on the right path, you won’t have to work so hard later in life to meet your goals. IF YOU ARE IN YOUR 40s: You can benchmark your own financial circumstances against the ratios and see how you are doing with respect to your savings, debt, investments and insurance. You have plenty of time to make adjustments if necessary and plot out your path to retirement. IF YOU ARE IN YOUR 50s: The formula will provide you with a realistic assessment of your ability to retire. It will help you make the important decisions about how to allocate your financial resources over the next 10 to 15 years, and how to put on the final push for retirement.

Your Money Ratios

Your Money Ratios
Author: Charles Farrell J.D., LL.M.
Publisher: Penguin
Total Pages: 0
Release: 2010-12-28
Genre: Business & Economics
ISBN: 1583334165

A leading financial adviser offers a groundbreaking and simple approach to tackling personal finance by breaking down formulas used by the most successful businesses. A troubled economy calls for answers. People need sound, easy-to-follow financial advice that can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell's ratios to get an instant picture of their savings status and overall financial health, as well as a road map for the important choices for the future. Some key ratios include: ? The Capital-to-Income Ratio: how much capital (savings) you should have if you plan to retire at 65 ? The Mortgage-to-Income Ratio: the maximum mortgage debt you should carry and still have sufficient capital left for comfortable savings ? The Education-to-Average-Income Ratio: the amount of education- related debt you can safely incur based on anticipated average earnings after obtaining your degree

Ratio Analysis Fundamentals

Ratio Analysis Fundamentals
Author: Axel Tracy
Publisher: RatioAnalysis.net
Total Pages: 49
Release: 2012-12-07
Genre: Business & Economics
ISBN:

Make Better Business & Investment Decisions To understand the fundamentals of ratio analysis and thus improve your business or investment profits, our concise, clear & friendly book is a great place to start. Written in a conversational manner & with explained examples, it's never a better time to take more control of your financial statements. RATIO ANALYSIS FUNDAMENTALS:How 17 Financial Ratios Can Allow You to Analyse Any Business on the Planet There is so much we can do with financial data beyond the mere compliance-required record keeping. Ratio Analysis Fundamentals teaches you the fundamentals of one of these extra applications: ratio analysis. This application allows you to take data from the financial statements & internal business records and evaluate performance, risk & efficiency and allows benchmarking and viewing trends over time. Ratio Analysis Fundamentals will give the financial statement novice power to add value to business and investments. The book covers 17 Financial Ratios that can be used for the financial analysis of a business. Each Financial Ratio Section Provides:* The formula* A worked example* Guidance on where to locate the data in the financial statements* Guidance on how to interpret the result of the ratio analysis calculation Use Ratio Analysis for:* Profitability comparison, to help improve performance of businesses and investments* Liquidity testing, to assess how comfortably a business can maintain operations* Leverage measurement, which can be used to check risk* Valuation analysis, to decide between alternative investments What's New in the 2nd Edition:* Revised and improved content in many sections as a result of the author's further research* Updated formatting to assist reading experience on mobile devices* Removal of spelling and grammatical errors to reduce confusion and improve professionalism Buy the Book Now and Start Understanding Your Business and Investments Better Now

Ratio

Ratio
Author: Michael Ruhlman
Publisher: Simon and Schuster
Total Pages: 307
Release: 2009-04-07
Genre: Cooking
ISBN: 1416566120

Michael Ruhlman’s groundbreaking New York Times bestseller takes us to the very “truth” of cooking: it is not about recipes but rather about basic ratios and fundamental techniques that makes all food come together, simply. When you know a culinary ratio, it’s not like knowing a single recipe, it’s instantly knowing a thousand. Why spend time sorting through the millions of cookie recipes available in books, magazines, and on the Internet? Isn’t it easier just to remember 1-2-3? That’s the ratio of ingredients that always make a basic, delicious cookie dough: 1 part sugar, 2 parts fat, and 3 parts flour. From there, add anything you want—chocolate, lemon and orange zest, nuts, poppy seeds, cinnamon, cloves, nutmeg, almond extract, or peanut butter, to name a few favorite additions. Replace white sugar with brown for a darker, chewier cookie. Add baking powder and/or eggs for a lighter, airier texture. Ratios are the starting point from which a thousand variations begin. Ratios are the simple proportions of one ingredient to another. Biscuit dough is 3:1:2—or 3 parts flour, 1 part fat, and 2 parts liquid. This ratio is the beginning of many variations, and because the biscuit takes sweet and savory flavors with equal grace, you can top it with whipped cream and strawberries or sausage gravy. Vinaigrette is 3:1, or 3 parts oil to 1 part vinegar, and is one of the most useful sauces imaginable, giving everything from grilled meats and fish to steamed vegetables or lettuces intense flavor. Cooking with ratios will unchain you from recipes and set you free. With thirty-three ratios and suggestions for enticing variations, Ratio is the truth of cooking: basic preparations that teach us how the fundamental ingredients of the kitchen—water, flour, butter and oils, milk and cream, and eggs—work. Change the ratio and bread dough becomes pasta dough, cakes become muffins become popovers become crepes. As the culinary world fills up with overly complicated recipes and never-ending ingredient lists, Michael Ruhlman blasts through the surplus of information and delivers this innovative, straightforward book that cuts to the core of cooking. Ratio provides one of the greatest kitchen lessons there is—and it makes the cooking easier and more satisfying than ever.

Magic Numbers

Magic Numbers
Author: Peter Temple
Publisher: Wiley
Total Pages: 0
Release: 2001-12-10
Genre: Business & Economics
ISBN: 9780471479246

Quickly and accurately calculate key investment ratios Written by a leading finance expert, this book offers simple explanations on how to calculate and interpret key financial ratios. This information is essential for the accurate assessment of a company's financial condition and the true value of its shares. This book is packed with many worked examples from actual company reports and readers will also find many online reference sources-including company Web sites and free software offers. Plus, this book features a supporting Web site at www.magicnumbersbook.com. Magic Numbers is essential reading for individual investors and non-financial executives.

The Interpretation of Financial Statements

The Interpretation of Financial Statements
Author: Benjamin Graham
Publisher: Harper Collins
Total Pages: 152
Release: 1998-05-06
Genre: Business & Economics
ISBN: 0887309135

"All investors, from beginners to old hands, should gain from the use of this guide, as I have." From the Introduction by Michael F. Price, president, Franklin Mutual Advisors, Inc. Benjamin Graham has been called the most important investment thinker of the twentieth century. As a master investor, pioneering stock analyst, and mentor to investment superstars, he has no peer. The volume you hold in your hands is Graham's timeless guide to interpreting and understanding financial statements. It has long been out of print, but now joins Graham's other masterpieces, The Intelligent Investor and Security Analysis, as the three priceless keys to understanding Graham and value investing. The advice he offers in this book is as useful and prescient today as it was sixty years ago. As he writes in the preface, "if you have precise information as to a company's present financial position and its past earnings record, you are better equipped to gauge its future possibilities. And this is the essential function and value of security analysis." Written just three years after his landmark Security Analysis, The Interpretation of Financial Statements gets to the heart of the master's ideas on value investing in astonishingly few pages. Readers will learn to analyze a company's balance sheets and income statements and arrive at a true understanding of its financial position and earnings record. Graham provides simple tests any reader can apply to determine the financial health and well-being of any company. This volume is an exact text replica of the first edition of The Interpretation of Financial Statements, published by Harper & Brothers in 1937. Graham's original language has been restored, and readers can be assured that every idea and technique presented here appears exactly as Graham intended. Highly practical and accessible, it is an essential guide for all business people--and makes the perfect companion volume to Graham's investment masterpiece The Intelligent Investor.

All Your Worth

All Your Worth
Author: Elizabeth Warren
Publisher: Simon and Schuster
Total Pages: 304
Release: 2006-01-09
Genre: Business & Economics
ISBN: 0743269888

The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.

Almanac of Business and Industrial Financial Ratios

Almanac of Business and Industrial Financial Ratios
Author: Leo Troy
Publisher: Aspen Publishers
Total Pages: 0
Release: 2002
Genre: Industries
ISBN: 9780130423696

The first step in determining a company's true measure of performance and value just became easier -- because the Almanac of Business and Industrial Financial Ratios now expands to 50 the number of comparative performance indicators that it puts at your command and covers all of North America (U.S., Canada, and Mexico) using NAICS data! Derived from the latest available IRS data on 4.8 million U.S. and international companies, this vastly expanded Almanac gives you accurate performance data for 50 operating and financial factors in 192 industries. Data for each industry are subdivided into 13 categories based on company size, so you'll find a precise benchmark against which to measure any company's performance. One quick glance at the appropriate field of business and company-size category, and you've found the definitive starting point for competitive performance analysis. Book jacket.

The Trading Game

The Trading Game
Author: Ryan Jones
Publisher: John Wiley & Sons
Total Pages: 268
Release: 1999-04-29
Genre: Business & Economics
ISBN: 9780471316985

Nahezu jede Woche veröffentlichen Experten neue Ratschläge, wie man am Aktienmarkt garantiert gewinnt - wann man welche Aktien, Wertpapiere und Optionen kaufen, halten oder verkaufen sollte. Mancher Tip funktioniert in der Praxis, die meisten versagen, und alle gelten nur für einen kurzen Zeitraum. Um langfristig Gewinne zu erzielen, gibt es nur einen Weg: Kapital- und Risikomanagement. Alles, was fortgeschrittene Investoren und Makler darüber wissen sollten, finden sie in diesem Buch. (04/99)